52 PEAK CLUB
  • Welcome
    • Founder's Deck
    • Vegas Explorer Deck
    • Club Policies
    • Hiking Gear
  • Merchandise
  • Card Tracker
    • Liability Insurance Waiver/Release FAQs
    • Tracker Update Form
    • Liability Insurance Waiver/Release Renewal
    • Become an Organizer and Leader
  • Hall of Fame
    • 53ers
    • Double 53ers
    • Triple 53ers
    • Quadruple 53ers
    • Quintuple 53ers
    • Sextuple 53ers
    • Septuple 53ers
    • Junior 53ers
    • Explorers
    • K9 Explorers

Frequently Asked Questions About Liaiblity Coverage

Why is General Liability Coverage important?
Accidents can happen on hikes, even when we take every precaution. Our General Liability Coverage protects you in case you're responsible for another hiker's injury. For example, if you accidentally knock a rock loose, trip into someone, or unintentionally cause injury while trying to help, this policy shields you from potentially costly legal claims.


***You've worked hard for everything you own, and a hiking injury shouldn’t put that at risk. This insurance protects you from losing what you've earned in case of an unfortunate accident during a hike. For a small fee, this coverage provides peace of mind with up to $1 million in liability protection.***

Who is covered under the General Liability Policy?
The policy offers protection to all participants, staff, and volunteers of the 52 Peak Club. It covers claims related to bodily injury, property damage, and associated legal defense costs.

What is covered under the General Liability Policy?
The policy provides coverage for incidents such as:
  • Injuries or death of participants
  • Injuries or death of volunteers
  • Property damage liability
  • General negligence claims
This coverage applies to all hikers during our hikes and backpacking events. For example, if you accidentally injure someone while helping them down an incline, up a rope, or if a rock you dislodge causes injury, you could be held liable without this coverage. The policy ensures you are protected from such claims, offering peace of mind during our events. While we strive for safety, accidents can happen, and this policy is a smart and affordable benefit for all club members.

Why do I need to sign a Waiver/Liability Release?
The waiver is required by our insurance underwriters. Signing the waiver provides protection to all hikers and is necessary to maintain the General Liability Coverage.

Why is the fitness survey required annually?
Our health and fitness can change over time, just like how annual physical exams are recommended by doctors. The fitness survey helps assess whether any medical conditions might affect your ability to safely participate in hikes. Since medical assistance could take hours to reach you on a hike, it’s essential to ensure you’re in good health before participating. Always consult with your healthcare provider before engaging in strenuous activities like hiking.

Why do I need to sign the waiver annually?
Our policy requires that we regularly secure signed waivers from all participants. Failing to do so could void the coverage in case of a claim, so it’s essential to sign the waiver every year to ensure continuous protection.

What is the General Liability Coverage I’ve heard about?
The 52 Peak Club holds a general liability insurance policy from Sadler Sports and Recreation Insurance Company. This policy provides coverage for registered participants in our day hikes and backpacking events, offering protection in case of accidents.

Who is covered under the General Liability Policy?
The policy offers protection to all participants, staff, and volunteers of the 52 Peak Club. It covers claims related to bodily injury, property damage, and associated legal defense costs.

What is covered under the General Liability Policy?
The policy provides coverage for incidents such as:
  • Injuries or death of participants
  • Injuries or death of volunteers
  • Property damage liability
  • General negligence claims
This coverage applies to all hikers during our hikes and backpacking events. For example, if you accidentally injure someone while helping them down an incline, up a rope, or if a rock you dislodge causes injury, you could be held liable without this coverage. The policy ensures you are protected from such claims, offering peace of mind during our events. While we strive for safety, accidents can happen, and this policy is a smart and affordable benefit for all club members.

Why do I need to sign a Waiver/Liability Release?
The waiver is required by our insurance underwriters. Signing the waiver provides protection to all hikers and is necessary to maintain the General Liability Coverage.

Why is the fitness survey required annually?
Our health and fitness can change over time, just like how annual physical exams are recommended by doctors. The fitness survey helps assess whether any medical conditions might affect your ability to safely participate in hikes. Since medical assistance could take hours to reach you on a hike, it’s essential to ensure you’re in good health before participating. Always consult with your healthcare provider before engaging in strenuous activities like hiking.

Why do I need to sign the waiver annually?
Our policy requires that we regularly secure signed waivers from all participants. Failing to do so could void the coverage in case of a claim, so it’s essential to sign the waiver every year to ensure continuous protection.
  • Welcome
    • Founder's Deck
    • Vegas Explorer Deck
    • Club Policies
    • Hiking Gear
  • Merchandise
  • Card Tracker
    • Liability Insurance Waiver/Release FAQs
    • Tracker Update Form
    • Liability Insurance Waiver/Release Renewal
    • Become an Organizer and Leader
  • Hall of Fame
    • 53ers
    • Double 53ers
    • Triple 53ers
    • Quadruple 53ers
    • Quintuple 53ers
    • Sextuple 53ers
    • Septuple 53ers
    • Junior 53ers
    • Explorers
    • K9 Explorers